We Offer...

        Affordable Choices & Personal Service

No matter what type of insurance you're looking for, we're ready to help you navigate the array of choices available and find the policy right for you. Contact us and one of our able agents will start working with you right away.  Or, you can apply for short term medical or individual medical right now by clicking the appropriate button on the left side of this page.

We Offer:  Long Term Care Insurance, Individual & Family Major Medical, HSAs, and Short Term Medical.  We have  a variety of carriers we are licensed with and are confident we have just the plan to fit your needs.

Long Term Care Insurance

Long-Term Care Insurance, not to be confused with disability insurance, offers people a financial safety net
designed to cover a wide range of long-term care services.  If you are unable to care for yourself because of prolonged illness or disability, long-term care insurance may pay for the kind of services you need.  Such services may include help with activities of daily living, home health care, respite care, adult day care, care in a nursing home or care in an assisted living facility. 

Reasons People Buy:

• Asset Preservation: Most people would prefer to leave their hard earned assets to their children, grandchildren or favorite charity rather than spend it on long-term care services.
• Famliy: Many want to ensure the financial security of a surviving spouse or protect against becoming
  a physical or financial burden to children.
• Quality of Care: Many people do not want to rely on the Medicaid/Welfare system to provide care.  They do not want to lose their independence or choice of who cares for them and how and where that care is provided.
• Financial Safety Net: People want to ensure that the necessary funds will be available no matter how long care is needed.

Individual & Family Major Medical

Perhaps you're self-employed, or your company doesn't offer a great health insurance plan, you can purchase a health insurance plan for you and your family with the benefits you need, at the prices you can afford.

Health Savings Accounts (HSAs)

A simple solution for today's health expenses and tomorrow's security. HSAa are tax-favored accounts set up to pay for future medical care and to allow for the build-up of savings to pay for future medical expenses. HSAs are available to anyone - individuals, families, employers - with qualifying high deductible medical plans.

Short Term Medical - Individual

You can now purchase short term medical insurance for 30 to 365 days. Its for people who are between jobs or laid off, looking for a lower-cost alternative to COBRA, recent college graduate, new hires waiting for employer-sponsored coverage, or temporary or seasonal workers.